Pricing - AccruPay

Simple, transparent pricing built for growth

Whether you’re a fast-scaling startup or an established payment provider, AccruPay keeps pricing simple: no hidden fees, no lock-in, and no code-based billing surprises.

How your price is calculated

No hidden fees. No lock-in. Just clear, predictable pricing built to grow with you —
whether you're processing hundreds or millions in transactions each month.

Setup Fee

One-time setup — $199 (available via flexible payment plan).

Revenue Fees

0% for in-network providers, 1% for external gateways.

Transaction Fees

$0 from AccruPay — we never charge per transaction. Your PSP's standard fees apply separately.

Volume Discounts

Talk to us for enterprise rates and custom volume tiers.

Your Price

Predictable, transparent pricing that scales with you.

Choose the plan that fits your growth

Whether you're a startup or an enterprise, AccruPay's model is simple — you only pay for what you use, with full transparency across every transaction.

Feature	Base Plan	Enterprise Plan
Setup Fee	$199 (one-time, available over payment plan)	Custom
Revenue Fees	0% in-network / 1% external gateways	0% in-network / negotiated external rate
Transaction Fees	$0 (always free)	$0
Volume Discounts	Contact us	Tailored for large transaction volumes
Automation	Standard automations	Full routing automations + advanced API triggers
Gateway Accounts	1	Unlimited
Integrations	-	Custom setup + dedicated account manager
Support	Email + Help Centre access	24/7 priority support
Compliance	PCI-light by design	PCI-light + enterprise-grade routing analytics
Free Trial	30 days — no credit card required	30 days — no credit card required

Pricing in USD. Volume-based discounts available for high-growth or enterprise clients.

Fair pricing. No surprises.

AccruPay charges only for successful transactions — no volume caps, hidden charges, or surprise billing.
If your transaction volume grows, your rate drops.

“AccruPay's pricing model let us scale without worrying about cost creep or complex billing.”

Finance Director, Global Marketplace

Pricing Questions

Find quick answers to common questions regarding pricing and plans.

Is the setup fee refundable?

The one-time setup fee covers onboarding and configuration. It can be split over a short payment plan.

Do you charge per transaction?

No. AccruPay doesn't charge any transaction fees — only a small percentage for external gateways.

What's considered "in-network"?

In-network PSPs are pre-integrated with AccruPay's SDK. External providers incur a 1% routing fee.

Can I switch from the Base Plan to Enterprise later?

Yes — your setup, integrations, and configuration stay intact when upgrading.

Do you offer discounts for large volumes?

Absolutely. Contact us for tailored pricing based on your monthly processing volume.

How is PCI compliance handled?

AccruPay is PCI-light — no stored card data, no vaulting, minimal compliance overhead.

Start perfecting your payments today

Go live in hours, not weeks.

Create your sandbox

scale globally without re-integrating

Connect gateways

set your logic once

Configure routing rules

link in-network PSPs instantly

Start processing

test freely before you go live

Handling millions in transactions?

Downtime shouldn't decide your future. AccruPay makes payment independence possible — from day one.